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0.65 in fraction is equal to  \frac{65}{100}

But, it is not yet the final answer, we must reduce it to its lowest term.

To reduce it to lowest term, we find its GCF which is 5 then divide it each to the numerator and denominator which are 65 and 100 respectively. 

65÷5 = 13

100÷5 = 20

Answer: 13/20


              13÷20 = 0. 65, correct