It means that if you have save something in your lalagayan (ano english nun XD) you have atleast something to get once you needed... Example. You need money for what you want like a bike or something. You save money in your alkansya /(personal bank ba yun)... If you dont save money, you will get nothing from your alkansya and you have deposit nothing, you withdraw nothing, but if you deposit something, you withdraw something... Sana nagets mo XD my grammar is you know